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- Report
- 1st Oct 2018
Can behavioural insights be used to reduce risky play in online environments?
The rise of online gambling means that placing a bet is only ever a few clicks away. This increased accessibility has been a boon for the majority of gamblers who play safely. However, for those that are negatively affected by gambling, increased accessibility poses a risk of financial, social or…
- Blog
- 9th Oct 2018
Reducing rent arrears in social housing
BIT has been working with Metropolitan1, a housing association with approximately 40,000 properties, mainly in East Midlands, East Anglia and London since early 2017. Rent arrears are a challenge for Metropolitan - as they are for many social landlords - with around 15-20% of Metropolitan customers in arrears at any one time.…
- Blog
- 15th Nov 2018
Monzo and the Financial Capability Lab: a new partnership to help people manage their spending
Support for the one in four Britons who are 'financially squeezed'
- Blog
- 18th Dec 2018
The Loyalty Penalty: why do disengaged customers pay more for essential services?
Imagine you’re thinking about whether to switch your broadband provider. You’ve seen various offers advertised, and reckon you could save money.
- Blog
- 19th Dec 2018
How can we end the Loyalty Penalty?
The Competition and Markets Authority (CMA) has this week recommended 8 reforms to tackle the loyalty penalty across five essential markets – savings accounts, home insurance, broadband, mobile, and mortgages – in response to the ‘super-complaint’ Citizens Advice submitted on this issue. Here are our recommendations.
- Report
- 24th Jan 2019
The Behavioural Insights Team Annual Update Report 2017-18
Latest results from the team, covering issues from healthcare to humanitarian aid.
- Case study
- 24th Jan 2019
Encouraging consumers to switch to better energy deals
Energy markets around the world have increasingly been opened up to competition, but many consumers remain disengaged and continue to pay significantly over the odds for their energy.
- Report
- 28th Feb 2019
Testing behaviourally-informed messaging to increase rates of contact between mortgage lenders and customers facing arrears
A report for the Department for Communities, Northern Ireland
- Blog
- 3rd Apr 2019
Nudge 2.0
‘Nudge’, the landmark book by Richard Thaler and Cass Sunstein, turned ten this year. Shortly after its publication, public sector experiments started to prove the concept at scale: adding social norms to tax letters and using defaults to get more people saving for retirement, for example. These first generation nudges…
- Blog
- 8th Apr 2019
How behavioural insights can help us regulate tech companies and keep people safe online
New White Paper from the UK government aims to tackle online harms