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- Blog
- 29th Jun 2020
Life after lockdown: A strong & sustainable economic recovery
As our current economic lockdowns ease we have a unique opportunity to take a fresh start so we have strong and sustainable recoveries
- Report
- 15th Jul 2020
The Stronger Nudge
The Behavioural Insights Team (BIT) was commissioned by the Money and Pensions Service (MaPS) to evaluate the impact of the ‘Stronger Nudge’ interventions on the number of people who receive Pension Wise guidance before they access their pension savings. The key components of the Stronger Nudge were to explain the…
- Press release
- 16th Jul 2020
Additional provider nudges result in more Pension Wise appointments
Behavioural trials to explore more effective ways of prompting people who phone their pension provider for retirement information to take Pension Wise guidance could increase the take up of appointments by three times when compared with the current signposting to this group. The research, conducted by the Behavioural Insights Team…
- Blog
- 16th Jul 2020
Encouraging pension savers to take up guidance
Last April marked five years since the introduction of “pension freedoms” which provided people with more choice and flexibility in their retirement options. However, approximately half of people approaching retirement say that they don’t know enough to plan for their income after they stop working. Here we discuss the results…
- Person
Michelle DiMartino
Michelle is a Senior Advisor at BIT Americas, where she works with federal, state, and local governments to design and analyze public policy and operations in light of behavioral science. Additionally, she works with private sector partners in a range of industries to leverage behavioral insights and research methods to…
- Blog
- 23rd Sep 2020
Nudging young people to engage with pensions
BIT partnered with Scottish Widows to conduct an online experiment with 2,800 young people in the UK on BIT’s Predictiv platform. The experiment aimed to measure how they would view pension contributions depending on different types of communication frames, as well as map out young peoples’ understanding of and attitudes…
- Press release
- 23rd Sep 2020
The small nudges that could make young people £142,000 better off in retirement
Nearly two million younger people could have an extra £7,000 a year in retirement income, simply through a series of small behavioural nudges, according to a new Scottish Widows study. Getting young people to picture their ‘future self’ and introducing simpler pension labels to link contribution levels and retirement income,…
- Blog
- 2nd Nov 2020
How behavioural insights helped Canadians access their tax benefits
Every year, thousands of lower income Canadian families miss out on about $5,000 in benefits and refunds because they do not file their taxes. It is easy to understand why. Tax filing can be burdensome and complex. It is voluntary if you do not owe any money, and the benefits…
- Blog
- 6th Nov 2020
Applying behavioural insights to public transport pricing complexity
Navigating the pricing structures of public transport systems in new cities is something even experienced travellers dread. There’s lots of different things to think about: the mode of transport you’d like to use; the distance you’re travelling; and even time of day changes to transport fares. We worked with Infrastructure Victoria…
- Blog
- 24th Nov 2020
Making gambling safer: improving the uptake and design of tools to help people control their gambling
In 2017, the Behavioural Insights Team was commissioned by GambleAware to explore whether behavioural science could help to reduce risky gambling. We set out on a wide range of research activities to investigate the topic, such as literature reviews, data analysis and behavioural audits of online operators.