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- Blog
- 6th Oct 2016
Setting smarter defaults for workplace pensions
By changing the default from opt-in to opt-out, automatic enrolment is successfully reversing the long-term decline in the number of people saving into workplace pensions in the UK. Opt-out rates have been between 8 and 14 per cent, rather than the 28 per cent the Department for Work and Pensions…
- Blog
- 16th Aug 2016
Designing a behaviourally informed banking market
Last week the Competition and Markets Authority (CMA) published the final report of their retail banking market investigation. The CMA has identified that currently, only a tiny proportion of customers switch to a different bank in any year; despite the fact that many of them could save about £90 a…
- Blog
- 26th May 2016
Applying behavioural insights to regulated markets
It’s clear that regulated markets are not currently delivering the best outcomes for UK consumers. In the UK, we are collectively overpaying for mobile phone contracts by £355 million a year and almost 9.5 million households would be able to save over £300 each year by switching energy provider. In…
- Report
- 26th May 2016
Applying behavioural insights to regulated markets
In this report we set out a new vision, arguing that placing behavioural insights at the heart of regulation will reap significant benefits for consumers.
- Publication
- 8th Dec 2015
A head for hiring: the behavioural science of recruitment and selection
This report, written for the CIPD by the Behavioural Insights Team, outlines ways in which harnessing knowledge about how we actually behave can help those engaged in recruitment to improve outcomes for organisations.
- Blog
- 2nd Dec 2015
Can psychology help reduce the gap between the rich and poor kids?
Robert Putnam, Harvard Professor and author of Bowling Alone and several other important works, came in to BIT last week to discuss his new book - Our Kids. His latest work reflects on the growing gulf between the lives and expectancies of the rich and poor youth in today’s America.…
- Blog
- 10th Nov 2015
Automatic Enrolment and Pensions: a behavioural success story
Last week, the National Audit Office (the Government’s financial watchdog) published a report on a major government programme. If its subject had been a programme with a big overspend or a lengthy delay, it might have got a lot of attention. But this report got next to no pick up in the…
- Academic publication
- 1st Dec 2014
I’ve booked you a place. Good luck: a field experiment applying behavioural science to improve attendance at high-impact recruitment events
Finding a job, especially in a recovering economy, is challenging and success is reliant upon effective job-search activity.
- Blog
- 19th Nov 2014
BIT at the World Economic Forum
Our CEO, David Halpern, spent last week at the World Economic Forum. The World Economic Forum now has a Council focused on behaviour, chaired by David and Eldar Shafir (a Princeton professor and co-author of the recent book Scarcity). David sent back this blog post:Going to Dubai last week was…
- Publication
- 4th Feb 2014
Growth vouchers
The Growth Vouchers programme is a pioneering government research project, and the largest Randomised Controlled Trial of its type, that aims to make it easier for small businesses to access expert advice to help them grow and test which types of business advice are most effective. The Behavioural Insights Team…