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- Publication
- 13th Oct 2017
Improving engagement with pension decisions: The results from three randomised controlled trials
A report prepared by the Behavioural Insights Team for the Government’s Pension Wise service
- Blog
- 14th Oct 2017
Helping more people take up free pension guidance: new results
With most people spending at least 25 years in retirement, deciding what to do with your pension pot is one of the most significant financial decisions you can make. And yet it is also one of the most complicated. Today we are publishing the results of three randomised control trials…
- Blog
- 30th Nov 2017
The Nest Learning Thermostat: Making energy savings easy
How many of us have our heating programmed to automatically come on when we get home? In which case, how often do we come home late, to find the heating has been on unnecessarily? Or perhaps we find ourselves watching TV, suddenly a little hot, realising we could have turned…
- Blog
- 12th Feb 2018
One letter that triples energy switching
In the UK, 9.5 million households can save over £300 a year by switching energy supplier. For many people that is a substantial boost to their household budget, and yet in a survey of UK consumers, the Competition and Markets Authority (CMA) found that 34% of respondents had never considered…
- Report
- 21st Mar 2018
The impact of improved transparency of foreign money transfers for consumers and SMEs
Final report
- Blog
- 12th Apr 2018
Modernising consumer markets: the Consumer Green Paper
At BIT, we are passionate about ensuring that consumers benefit from well-functioning markets — from better deals to higher quality services. We want governments, regulators and businesses to, in Richard Thaler’s phrase, ‘nudge for good’. The UK Government’s Consumer Green Paper, published yesterday, encourages just that. The Green Paper is…
- Report
- 10th May 2018
A behavioural approach to managing money: Ideas and results from the Financial Capability Lab
A partnership between the Money Advice Service, the Behavioural Insights Team & Ipsos MORI
- Blog
- 18th May 2018
A changing lens: fixed-odds betting machines, civil society and UKRI
We often say that behavioural science can be used for good or bad, just like any form of knowledge. One of the troubling applications – though brilliant in its own way – can be to nudge people to gamble too much. This week saw the decision to dramatically curtain the…
- Blog
- 11th Jun 2018
BX2018: Helping people save on their energy
This blog post is the third in a series that we are writing in the lead up to the 2018 Behavioural Exchange in Sydney. It outlines our recent work in energy markets, which is the focus of one of the breakout sessions. As energy has been an area that we’ve…
- Blog
- 27th Jul 2018
Encouraging retirement planning through behavioural insights
Think about yourself the day after you retire. Will you be spending more time with your friends and family? Does this question make retirement feel closer, more real? In a recent study with over 70,000 people, this simple prompt substantially increased engagement with retirement planning. It was more effective than…